Insurance for high-value homes
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Insurance for high-value homes
If you’re the proud owner of a high-end home, you probably don’t entrust its maintenance to just anyone. The same goes for your insurance: it’s better to deal with specialists!
You can count on Assurancia brokers to understand and analyze your needs. Here’s what we can do for you:
Home appraisal at our expense
We can estimate the true value of your home and find ways to make it and your family safer with our free home appraisal service, available to all owner-occupiers.
Guaranteed replacement cost
The policy includes the guaranteed replacement cost, giving you peace of mind. In the event of total or partial loss, we undertake to rebuild your home to its original condition.
Adapted claims settlement
When one of your belongings is damaged or stolen, we know you want to replace it as quickly as possible. We offer a cash settlement with no obligation to repair or replace.
Worldwide civil liability
You love to travel… we’re here for you. Liability insurance protects you wherever you are in the world.
Elimination of the deductible
We waive the deductible if the amount of your loss exceeds $25,000 or if you have taken steps to adequately protect your property.
Business property insurance
Sometimes you take work home with you. We offer coverage for business property up to $25,000 when at home and $10,000 when away from home.
Extended warranty
We also cover, up to $50,000, your personal property located in any other situation that you own or rent.
Unlimited warranty for zoning by-laws
If zoning by-laws apply when you rebuild your home, you may have to pay a large additional amount to comply with the new regulations. We offer an unlimited warranty for these costs to protect you.
Student property
It is possible to insure students away from home, to protect them from expenses incurred following a loss. We insure their property and their civil liability.
Supplementary insurance
We understand how important certain assets are to you. That’s why we offer coverage extensions to suit your needs, such as insurance for luxury cars or high-value items. This systematically includes Personal Legal Expenses insurance and Equipment Breakdown cover for all homeowner policyholders.
For this type of risk, we recommend that you call one of our Assurancia brokers !