{"id":2486,"date":"2025-06-04T15:14:48","date_gmt":"2025-06-04T19:14:48","guid":{"rendered":"https:\/\/www.alliancewebmarketing.ca\/assurancia\/reei\/"},"modified":"2025-07-03T13:13:31","modified_gmt":"2025-07-03T13:13:31","slug":"reei","status":"publish","type":"page","link":"https:\/\/www.assurancia.ca\/en\/financial-services\/reei\/","title":{"rendered":"REEI"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2486\" class=\"elementor elementor-2486 elementor-1717\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee16e0c container-page-banner container-page-banner--white e-flex e-con-boxed e-con e-parent\" data-id=\"ee16e0c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b98805e e-con-full container-page-banner--spacer e-flex e-con e-child\" data-id=\"b98805e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a7ef80 e-con-full e-flex e-con e-child\" data-id=\"1a7ef80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4bcffb1 e-con-full container-page-banner--text e-flex e-con e-child\" data-id=\"4bcffb1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6fbf3 page-banner--title elementor-widget elementor-widget-heading\" data-id=\"4a6fbf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Registered Disability Savings Plan (RDSP)<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8aef4d page-banner--text elementor-widget elementor-widget-text-editor\" data-id=\"f8aef4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ensure the long-term financial security of a severely disabled person eligible for the disability tax credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0d93bc container-page-main e-flex e-con-boxed e-con e-parent\" data-id=\"e0d93bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1a30ac6 e-con-full container-page-main--menu e-flex e-con e-child\" data-id=\"1a30ac6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9219fa elementor-widget elementor-widget-heading\" data-id=\"d9219fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Investment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-368a4b8 elementor-nav-menu__align-start elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu\" data-id=\"368a4b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot; aria-hidden=\\&quot;true\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-none\">\n\t\t\t\t<ul id=\"menu-1-368a4b8\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1666\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/celi\/\" class=\"elementor-item\">CELI<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1730\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/certificats-de-placement-garanti\/\" class=\"elementor-item\">Guaranteed investment certificates<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1729\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/fonds-dinvestissement\/\" class=\"elementor-item\">Investment funds<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1728\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/planification-financiere\/\" class=\"elementor-item\">Financial planning<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1727\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/reee\/\" class=\"elementor-item\">RESP<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1726\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/reei\/\" class=\"elementor-item\">REEI<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-368a4b8\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1666\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/celi\/\" class=\"elementor-item\" tabindex=\"-1\">CELI<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1730\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/certificats-de-placement-garanti\/\" class=\"elementor-item\" tabindex=\"-1\">Guaranteed investment certificates<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1729\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/fonds-dinvestissement\/\" class=\"elementor-item\" tabindex=\"-1\">Investment funds<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1728\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/planification-financiere\/\" class=\"elementor-item\" tabindex=\"-1\">Financial planning<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1727\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/reee\/\" class=\"elementor-item\" tabindex=\"-1\">RESP<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1726\"><a href=\"https:\/\/www.assurancia.ca\/services-financiers\/reei\/\" class=\"elementor-item\" tabindex=\"-1\">REEI<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f7a71d e-con-full container-page-main--text e-flex e-con e-child\" data-id=\"4f7a71d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a56af76 elementor-widget elementor-widget-heading\" data-id=\"a56af76\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Building a future for a disabled person\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-276aa0d elementor-widget elementor-widget-text-editor\" data-id=\"276aa0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Maximum lifetime contribution<\/li><li>May entitle :<ul><li>Canada Disability Savings Grant<\/li><li>Canada Disability Savings Bond<\/li><\/ul><\/li><li>Tax-sheltered income as long as it remains in the plan<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e47cf0 elementor-widget elementor-widget-heading\" data-id=\"6e47cf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Purpose of the plan<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f47853 elementor-widget elementor-widget-text-editor\" data-id=\"8f47853\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ensure the long-term financial security of a severely disabled person eligible for the disability tax credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-073b204 elementor-widget elementor-widget-heading\" data-id=\"073b204\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Plan features<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aae1988 elementor-widget elementor-widget-text-editor\" data-id=\"aae1988\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Enhanced <a href=\"http:\/\/www.cra-arc.gc.ca\/tx\/ndvdls\/tpcs\/rdsp-reei\/cdsg-fra.html\">Canada Disability Savings Grant (CDSG)<\/a> contribution based on beneficiary&#8217;s net family income and the amount of each RDSP deposit.<\/li><li>Without even having to contribute, access to the <a href=\"http:\/\/www.cra-arc.gc.ca\/tx\/ndvdls\/tpcs\/rdsp-reei\/cdsg-fra.html\">Canada Disability Savings Bond (CDSB)<\/a>.<\/li><li>Lump-sum withdrawal in the form of a Disability Assistance Payment (DAP) under certain conditions.<\/li><li>Lifetime disability payments can begin at any time, but no later than the end of the year in which the insured reaches age 60, under certain conditions.<\/li><li>Only one beneficiary per plan, and the beneficiary can establish only one plan.<\/li><li>Transfer of a parent&#8217;s or grandparent&#8217;s RRSP, RRIF or RPP (registered pension plan) at the time of death to the RDSP of a financially dependent child or grandchild.<\/li><li>Unused grant and bond entitlements for the year can be carried forward to the following 10 years.<\/li><li>If the RDSP beneficiary is also an RESP beneficiary and has a severe and prolonged mental impairment that would likely prevent him or her from pursuing a post-secondary education, the income accumulated in the RESP can, under certain conditions, be transferred to the RDSP on a tax-free basis.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd23a6c elementor-widget elementor-widget-button_services_financiers\" data-id=\"bd23a6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button_services_financiers.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.assurancia.ca\/en\/\/quote\/financial-services\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Registered Disability Savings Plan (RDSP) Ensure the long-term financial security of a severely disabled person eligible for the disability tax credit. Investment Building a future for a disabled person Maximum lifetime contribution May entitle : Canada Disability Savings Grant Canada Disability Savings Bond Tax-sheltered income as long as it remains in the plan Purpose of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2508,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"class_list":["post-2486","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/pages\/2486","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/comments?post=2486"}],"version-history":[{"count":2,"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/pages\/2486\/revisions"}],"predecessor-version":[{"id":2520,"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/pages\/2486\/revisions\/2520"}],"up":[{"embeddable":true,"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/pages\/2508"}],"wp:attachment":[{"href":"https:\/\/www.assurancia.ca\/en\/wp-json\/wp\/v2\/media?parent=2486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}